Trusted by 40+ Florida businesses · Independent broker · No advisory fees, ever
Most owners go straight to one carrier and only see that company's rates. We compare Florida Blue, Aetna, UnitedHealth, Cigna, and others side by side — at no cost to you.
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(877) 224-4072 Mon – Fri, 9 am – 6 pm ET · Most calls take 15 minutesA captive agent works for one company. When you call Florida Blue directly, you're talking to Florida Blue's salesperson. We hold appointments with every major carrier — Florida Blue, Aetna, UnitedHealth, Cigna, and others — which means we have no reason to steer you toward any one of them. We recommend what fits your business and your budget, full stop.
We specialize in group health plans, ICHRA, and private coverage for Tampa Bay small businesses with 2 to 50 employees. Our service — the comparison, the enrollment, the ongoing support — costs you nothing. Broker commission is paid by the carrier after you enroll. You don't pay more because you used us.
Coverage options
Four coverage options for Tampa Bay businesses with 2 to 50 employees. We compare each one across carriers — so you see actual rates before you commit to anything.
For businesses with 2–50 employees. We shop Florida Blue, Aetna, UnitedHealth, Cigna, and others side by side so you can compare real rates, networks, and deductibles before committing to a plan.
Give employees a tax-free monthly allowance to buy their own plan on the marketplace. No minimum contribution. No group enrollment headaches. Works for any employer size and any budget.
Fixed indemnity, hospital indemnity, and supplemental coverage for businesses that need flexibility on cost. A practical option when traditional group premiums don't fit the numbers.
ACA marketplace plans, subsidy estimates, and off-exchange options for sole proprietors, independent contractors, and 1099 workers who need coverage outside a group plan.
Why it matters
Calling a carrier directly means you see one company's plans, priced the way that company wants to price them. Here's what's different when you work with us.
Florida Blue won't show you Aetna's rates. UnitedHealth won't show you Cigna's. We compare all of them at once and bring you the result — a real side-by-side picture, not a pitch from a company that has every incentive to keep your business in-house.
Broker commission is paid by the carrier after you enroll — it is not added to your premium and not charged as a fee. The comparison, the enrollment, the paperwork, and the ongoing support are all free to you. That's how independent brokerage works.
Enrollment paperwork, mid-year employee additions and removals, billing questions, claims issues — we coordinate directly with the carrier so you don't spend your afternoon on hold with an 800 number explaining your policy from scratch.
A captive agent is measured on what they sell. We're not. If a group plan doesn't work for your headcount or budget right now, we'll say so — and we'll walk you through what actually does.
Service area
We serve small businesses across the greater Tampa Bay area from our office in Wesley Chapel, FL. Licensed in Florida. NPN 21249133.
Wesley Chapel · Tampa · Brandon · Clearwater · St. Petersburg · Lakeland · Sarasota
We serve Hillsborough, Pasco, Pinellas, Polk, Manatee, and Sarasota counties. Contact us at (877) 224-4072 or use the form above to get started.
Resources
Resources to help Tampa Bay small businesses understand what coverage is available and what it actually costs.
Compare 2026 ACA health plans, subsidy estimates, and carrier options for individuals and families in Florida — including sole proprietors and 1099 workers.
Explore plans →Group health vs. ICHRA vs. private plans — a detailed comparison of your options as a Florida small business owner with 2 to 50 employees.
Read the guide →ACA marketplace plans, carrier comparisons, and enrollment guides for Florida individuals and families seeking individual or family coverage.
Explore options →For our policyholders
Existing ACG clients can reach a licensed advisor for claims, policy updates, beneficiary changes, and annual coverage reviews. We coordinate directly with your carrier — you only ever talk to us.
Notify ACG and we'll initiate the claim with your carrier and stay involved through resolution.
Open a claim →Beneficiary changes, address and contact updates, payment changes, and coverage preferences.
Submit an update →Request a no-cost review of your coverage to confirm it still fits your situation and household.
Request a review →Have a different question about an existing policy? Visit the Service Center →